Current Investment Opportunities

Explore our available first trust deed investment opportunities. Click on any opportunity to view details.

Loan Information

Loan Amount:
$849,000
Appraised Value:
$3,350,000
Loan to Value:
61%
Protective Equity:
$1,282,000
Loan Term:
2 Years (40 due 2)

Property Details

Property Type:
Single Family
Bedrooms:
5
Bathrooms:
4.5
Square Footage:
4,800 sq ft
Location:
Prestigious One Front Drive Luxury Gated Golf Community

Borrower Profile

Borrower is a Successful Small Business Owner for the last 25 years. Also owns a rental home and a commercial parcel in local County.

Property Description

This luxurious single-family home is situated in one of Newport Beach's most prestigious gated communities. The property features high-end finishes, panoramic golf course views, and access to exclusive community amenities. The substantial protective equity provides investors with an exceptional security margin.

Investment Highlights

  • Prime Orange County location with strong real estate market fundamentals
  • Conservative 61% LTV ratio with substantial protective equity
  • Attractive 13.0% annual yield with monthly interest payments
  • Borrower has excellent credit and verified income

Loan Information

Loan Amount:
$3,997,000
Appraised Value:
$15,200,000 (As-Is) / $35,000,000 (Completed)
Loan to Value:
26% (As-Is) / 11% (Completed)
Protective Equity:
$11,203,000
Loan Term:
2 Years (40 due 2)

Property Details

Property Type:
Commercial
Building Size:
42,000 sq ft
Lot Size:
2.3 acres
Zoning:
Commercial Mixed-Use
Location:
Famous Beach Blvd Across from Medieval Times

Borrower Profile

Borrower is successful Small Business Owner for the last 17 years with amazing 778 mid FICO score. The family has completed 3 other similar projects in Florida & Asia.

Property Description

This prime commercial property is located on Beach Boulevard, one of the busiest thoroughfares in Orange County. The site features exceptional visibility and is positioned directly across from a major tourist attraction, ensuring high foot traffic. The extremely low LTV ratio makes this an exceptionally secure investment opportunity.

Investment Highlights

  • Extraordinary low LTV ratio of only 26% (as-is) provides tremendous security
  • Prime commercial location on major thoroughfare
  • Experienced borrower with proven track record in similar developments
  • Substantial upside with completed value projections