Welcome to Mac Care First Trust Deeds, your trusted partner in securing your financial future. Mac Care, Inc. was incorporated in CA in 1994. Mac Care offers investors the opportunity to earn consistent above-market returns and diversification in their investment or retirement portfolios by investing in prime California Trust Deeds. The benefits of investing in Trust Deeds include stable monthly income whereby investors receive monthly interest payments at the agreed upon interest rate for the term of the Note. Our investors have consistently earned annual returns of 8-10%.
Mac Care, Inc. and its management have adopted, and fully support, a formal and continuing loan servicing utilizing FCI Lender Services for efficient processing and distributions of loans.
Mac Care First Trust Deeds can be your trusted partner in securing your financial future. With a deep understanding of the California real estate market, we specialize in providing comprehensive first trust deed services to investors and property owners. Our team of experienced professionals is dedicated to ensuring the highest level of service, integrity, and transparency in every transaction.
At Mac Care First Trust Deeds, our mission is to offer secure, high-yield investment opportunities through first trust deeds. We strive to create lasting value for our clients by leveraging our extensive knowledge of the market, meticulous due diligence, and personalized service.
Why 1st Trust Deeds?
Your trusted partner in securing your financial future
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The latest trust deeds opportunities
NewPort Beach, CA
NEW 2nd TRUST DEED OPPORTUNITY
NEW REFINANCE NEWER LARGE SINGLE FAMILY RENTAL HOME NEWER BUILT 2000
PRESTIGIOUS ONE FRONT DRIVE LUXURY GATED GOLF COMMUNITY WOW
61% C- LOAN TO VALUE, NEWPORT BEACH, CA
BORROWER STRONG 655 MID FICO SCORE
CURRENT 1st is $1,219,000 at 3.8%
BUSINESS PURPOSE LOAN RATE & TERM REFINANCE NOTE HAS COME DUE
PRIME ORANGE COUNTY UPSCALE LOCATION
Borrower is a Successful Small Business Owner for the last 25 years.
The also owns a rental home and a commercial parcel in local County.
STRONG 13.0% on 61% Combined Loan to Value
Loan Amount: $849,000
Appraised Value: $3,350,000
Loan to Value: 61%
Protective Equity: $1,282,000
Property Type: Single Family
Occupancy: Non-Owner
Investor Yield: 13.00%
Loan Term: 2Year(40 due 2)
*Appraisal Complete 10/14/17
*6 Months pre-payment penalty included
*Current 1st Trust Deed $1,219,000 Chase 3.8% 30 year fixed
BUENA PARK, CA
NEW 1st TRUST DEED OPPORTUNITY NEW REFINANCE BRAND NEW MODERN COMMERCIAL BUILDING CONSTRUCTION SITE WORLD FAMOUS BEACH BLVD ACROSS STREET FROM MEDIEVAL TIMES & PIRATES DINNER ADVENTURE #1 LOCATION 26% LOAN TO VALUE AS-IS – BUENA PARK, CA 11% LOAN TO VALUE ONCE COMPLETED BORROWER AMAZING 779/778/774 MID FICOS FAMOUS DEVELOPMENT SITE HUGE UPSIDE RARE HOT ORANGE COUNTY LOCATION Borrower is successful Small Business Owner for the last 17 years. The family owns another Real Estate developers with 3 other similar projects completed in another Florida & Asia RARE 12% YIELD On LOW 26% LTV As-IsVALUE LOCATION, LOCATION, LOCATION Loan Amount $3,997,000 Appraised Value $15,200,000 Appraised Complete $35,000,000 Loan to Value Protective Equity Property Type Occupancy Investor Yield Loan Term 26% $11,203,000 Commercial Non-Owner Invest 12.0% 2Year(40 due 2) *Appraisal Complete 2/13/17 & Re-cert 11/12/18 *Strong Area Orange County World Famous Block Details: Our borrower is requesting a new loan for this large rental property in a great location of Buena Park, California. The property appraised on for $15,200,000 as-is and $35,000,000 as complete. The borrower lives in Newport Beach and is a successful Small Business Owner for the last 17 years. The family owns another Real Estate developers with 3 other similar projects completed in another Florida & Asia. Our borrower has an amazing 778 mid fico score. Our borrower is paying off a mortgage note that has come due. The property is shovel ready with funds coming from over sees to begin the work. Our borrower is planning on taking out our loan with all cash within the next 18-20 months. Based on the City of Buena Park Development Agreement No. DA16-005, dated December 27, 2016, the proposed project is an approximately 57,300 SF building, comprising a ±53,000 SF butterfly and nature habitat entertainment/educational facility, and an approximately ±4,300 SF full service restaurant with outdoor dining/patio area, on an 8.74-acre, mostly square lot. The ±53,000 SF butterfly and nature habitat entertainment/educational facility will include a movie theatre, greenhouse with chrysalis lab, horticulture area and viewing room, retail store, party rooms with catering kitchen, aquarium, and administrative/storage areas, per the Development Agreement, the completion date for construction is estimated to be July 16, 2018
SANTA BARBARA, CA
NEW 1st TRUST DEED OPPORTUNITY
REFINANCE LARGE NEWER MULTI-FAMILY + RETAIL BUILDING + LARGE 25 CAR PARKING
PRIME SANTA BARBARA LUXURY DOUBLE PARCEL
67% LOAN TO VALUE – SANTA BARBARA, CA
BLOCKS TO STATE STREET & BEACH
#1 TOP HIGH END RETAIL BLOCKS IN AREA
JUST SOLD 2/2017 for $2,750,000 + Remodeled After for Additional $80,000 out of pocket
3 MEDICAL OFFICES + 3 RESIDENTIAL
FULLY RENTED FOR $16,627 PER MONTH
HUGE LOT 7,005 sqft. RENT-ABLE 12,600 sqft.
Borrower is a small business owner for the past 22 years. The family are also successful Real Estate Investor with three other commercial buildings and two rental homes in the County.
STRONG 10.00% YIELD on LOW LTV PRIME
LOCATION, LOCATION, LOCATION
Loan Amount: $1,988,000
Appraised Value: $2,925,000
Loan to Value: 67%
Protective Equity: $937,000
Property Type: Multi-Family+Retail
Occupancy: Investment
Investor Yield: 10.00%
Loan Term: 2Year(40 due 2)
*Appraisal Complete 5/09/17, Low LTV
*6 Months pre-payment penalty included
*Amazing Santa Barbara Luxury Location
Our borrower is requesting a NEW refinance loan for this large property in a great location of Santa Barbara, California. The property appraised for $2,925,000. The borrower lives in a luxury home locally and is a successful small business owner for the past 22 years. They are also a successful Real Estate Investor with three commercial buildings and two rental homes owned in the County. Our borrower is using the funds to payoff a current note that has come due. No cash out just rate and term refinance. The borrower plans on selling the property in the next 19-22 months.
**Amazing Low 67% Loan to Value on Large Multi-Family + Retail Building in RARE Area
**Fully Rented $16,627 per Month + Strong Borrower Owner + Rate & Term Refinance
Recent Transactions
Lake Forrest, CA
**New Refinance Well Kept Newer Retail Building + Low 55% Ltv + Strong Borrower & Strong 682 Mid**
Appraised Value: $825,000
New 1st Trust Deed: $461,000
Protective Equity: $364,000
Loan to Value: 55%
Term 2 Years with a 6 Month PP
Rate: 11.0%
Borrower Credit Score: 682 Mid
Rental to be Income: $4,500 per Month
Borrower is a small business owner for the last 22 years. He is a Real Estate investment firm operating Co-Manager. This will be second rental home in Orange County.
Tracy, CA
New 1st Trust Deed Opportunity
Private For Your Eyes Only – New Purchase Large Luxury Single Family Rental Home Newer Just Built 2001
Extended Bay Area Tracy, Ca Opportunity
**New Purchase Newer Luxury Rental Home Just Built 2001 + Large $$ Cash Down Payment + Low Loan to Value + Great Rental Income + Strong Borrower**
Appraised Value: $520,000
Purchase Price: $520,000
New 1st Trust Deed: $358,000
Cash Down Payment: $162,000
Protective Equity: 162,000
Loan to Value: 68% Ltv
Rate: 10%
Term: 2 Years with 6 month pre pay
To Be Rented for: $3,950
Borrower Credit: Foreign National Chinese Credit Equivalent Above 700
Borrower is a small business owner for the last 16 years. The family also has 3 other rental homes and a Multi-Acres property in Northern CA.
San Jacinto, CA
**New Refinance Rental Home 3,377 sq. ft. Luxury + Low Loan to Value + Strong Borrower**
Appraised Value: $300,000
New 1st Trust Deed: $209,000
Protective Equity: $91,000
Loan to Value: 69%
Term 2 Years with a 6 Month PP
Rate: 10%
Borrower Credit Score: 652
Rental for Income: $2,200
Borrower is a Supervisor Rep and Nurse for Kaiser Permanent for the last 15 years. The family owns another 2 residential rental homes and a commercial parcel in Southern Ca.
San Pedro, CA
**New Refinance Luxury Rented Rental Home + Huge Rental Income + LOW Loan to Value + Strong Borrower**
Appraised Value: $675,000
New 1st Trust Deed: $465,000
Protective Equity: $210,000
Loan to Value: 68%
Term 2 Years with a 6 Month PP
Rate: 11.0%
Borrower Credit Score: 658 Mid
Rented For: $3,400 per Month
Borrower is a small business owner for the last 24 years. The family are also a Real Estate investors and managers with another 2 rental home and a multi- family rental owned locally.
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